| Fixed-Rate Mortgages
|
|---|
| Average Conventional 30-Year Commitment Rate
| Fees & Points | Average Conventional 15-Year Commitment Rate
| Fees & Points |
|---|
| U.S. | 7.65
| 1.0 | 7.30
| 1.0 |
|---|
| Northeast | 7.60
| 1.1 | 7.26
| 1.0 |
|---|
| Southeast | 7.65
| 1.0 | 7.27
| 0.9 |
|---|
| North Central | 7.70
| 0.8 | 7.35
| 0.8 |
|---|
| Southwest | 7.68
| 1.0 | 7.34
| 0.9 |
|---|
| West | 7.63
| 1.2 | 7.29
| 1.1 |
|---|
| One-Year Adjustable-Rate Mortgages
|
|---|
| Commitment Rate | Fees & Points
| Margin |
|---|
| U.S. | 5.96
| 0.9 | 2.79
|
|---|
| Northeast | 5.76
| 1.0 | 2.80
|
|---|
| Southeast | 5.78
| 1.1 | 2.78
|
|---|
| North Central | 6.05
| 0.6 | 2.83
|
|---|
| Southwest | 5.99
| 0.9 | 2.77
|
|---|
| West | 6.18
| 1.1 | 2.78
|
|---|
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