| Fixed-Rate Mortgages
|
|---|
| Average Conventional 30-Year Commitment Rate
| Fees & Points | Average Conventional 15-Year Commitment Rate
| Fees & Points |
|---|
| U.S. | 7.89
| 1.0 | 7.45
| 1.0 |
|---|
| Northeast | 7.83
| 1.3 | 7.39
| 1.2 |
|---|
| Southeast | 7.91
| 1.0 | 7.45
| 1.0 |
|---|
| North Central | 7.93
| 0.8 | 7.51
| 0.8 |
|---|
| Southwest | 7.90
| 0.9 | 7.47
| 1.0 |
|---|
| West | 7.89
| 1.1 | 7.43
| 1.1 |
|---|
| One-Year Adjustable-Rate Mortgages
|
|---|
| Commitment Rate | Fees & Points
| Margin |
|---|
| U.S. | 6.09
| 1.1 | 2.79
|
|---|
| Northeast | 5.86
| 1.3 | 2.79
|
|---|
| Southeast | 5.94
| 1.0 | 2.78
|
|---|
| North Central | 6.26
| 1.0 | 2.82
|
|---|
| Southwest | 6.13
| 0.9 | 2.77
|
|---|
| West | 6.24
| 1.2 | 2.78
|
|---|
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