| Fixed-Rate Mortgages
|
|---|
| Average Conventional 30-Year Commitment Rate
| Fees & Points | Average Conventional 15-Year Commitment Rate
| Fees & Points |
|---|
| U.S. | 8.15
| 1.0 | 7.70
| 1.0 |
|---|
| Northeast | 8.10
| 1.1 | 7.66
| 1.0 |
|---|
| Southeast | 8.22
| 1.0 | 7.77
| 1.0 |
|---|
| North Central | 8.21
| 0.8 | 7.74
| 0.8 |
|---|
| Southwest | 8.18
| 0.9 | 7.72
| 0.9 |
|---|
| West | 8.09
| 1.1 | 7.63
| 1.1 |
|---|
| One-Year Adjustable-Rate Mortgages
|
|---|
| Commitment Rate | Fees & Points
| Margin |
|---|
| U.S. | 6.24
| 1.0 | 2.79
|
|---|
| Northeast | 6.11
| 1.1 | 2.80
|
|---|
| Southeast | 6.08
| 1.1 | 2.79
|
|---|
| North Central | 6.41
| 0.8 | 2.82
|
|---|
| Southwest | 6.30
| 0.9 | 2.76
|
|---|
| West | 6.24
| 1.1 | 2.78
|
|---|
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