| Fixed-Rate Mortgages
|
| Average Conventional 30-Year Commitment Rate
| Fees & Points | Average Conventional 15-Year Commitment Rate
| Fees & Points |
| U.S. | 7.88
| 1.0 | 7.49
| 1.0 |
| Northeast | 7.83
| 1.1 | 7.43
| 1.1 |
| Southeast | 7.91
| 1.0 | 7.54
| 1.0 |
| North Central | 7.91
| 0.8 | 7.55
| 0.8 |
| Southwest | 7.90
| 0.9 | 7.50
| 0.9 |
| West | 7.86
| 1.0 | 7.45
| 1.0 |
| One-Year Adjustable-Rate Mortgages
|
| Commitment Rate | Fees & Points
| Margin |
| U.S. | 6.21
| 1.2 | 2.79
|
| Northeast | 5.98
| 1.4 | 2.79
|
| Southeast | 6.20
| 1.1 | 2.78
|
| North Central | 6.28
| 1.1 | 2.79
|
| Southwest | 6.35
| 1.0 | 2.77
|
| West | 6.29
| 1.1 | 2.79
|
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