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Personal Finance
Disability insurance tips
July 16, 2001: 3:00 p.m. ET

Consider what could happen if you became disabled and unable to work
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NEW YORK (CNNfn) - If you were to become disabled tomorrow and unable to work, would you have enough savings to cover your living expenses? Consider what would happen to you and your finances if you couldn't earn a living.

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Many of us forget to plan ahead for these kinds of setbacks, be they short-term or otherwise. According to the Insurance Information Institute, at the age of 40, the average worker faces a 14 percent chance of dying before age 65, but a 21 percent chance of being disabled for 90 days or more.

CNNfn's Amanda Lang shares tips on how you can protect yourself and your standard of living in case you are unable to work. graphic

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