Keep your finances in check

NEW YORK (CNNMoney.com) -- The stock market may be in turmoil, but that doesn't mean your personal finances have to be. But there are a lot of web sites out there designed to make your financial life easier.

Gerri Willis is here to sort out the best web sites to help you make the most of your money.

Making sure you're saving enough for retirement isn't an easy task. But check out CNNMoney.com's retirement planner to ensure you're on track. Enter your income, your savings information and any other investments you have. The web site will show you how likely it is that you'll be able to reach your goals.

If you're just not sure what kind of investments could get you the most cash in your golden years, check out Fidelity.com. There you'll find a retirement income planner. There you'll get tips on picking the right investments to help you generate income.

You may also want to check out AARP.com. Here you'll be able to calculate what your retirement plans will cost and how to make your money last in retirement.

We know this is a tough one for most of us. But there are some budget calculators out there.

Wesabe.com, for example, lets you download budgeting software, and provides a forum where users can share tips and advice on how to make better money decisions.

There's also Mint.com, which is a free web site that will automatically pull together your bank and credit data, to give a bigger picture of your financial health. You'll be able to see what exactly your spending trends are.

Families will pay more than $1400 more for college this year than last year according to the college board.

Youngmoney.com offers one version of a college savings calculator.

You'll be able to fine tune your savings plan, and view expenses by year, along with the total costs expected for each child.

If you're interested in setting up a 529 savings plan for you child, check out savingforcollege.com. And of course, if you want information on scholarships or financial aid, check out finaid.org.

Of course, whenever you're putting your financial information on your computer, you'll want to make sure your computer is updated with the most recent versions of anti-virus and anti-spyware programs. Keep your passwords in a safe place. And make sure you know how to cancel the service once you've signed up.