Mortgage rates 'all over the map'
Average 30-year fixed inches higher to 5.24%.
| Downpayment: | $ | |
| Interest rate: | % | |
| Yearly property taxes: | $ | |
| Yearly homeowner's insurance: | $ | |
 |
||
| 30 yr fixed | 3.80% |
| 15 yr fixed | 3.20% |
| 5/1 ARM | 3.84% |
| 30 yr refi | 3.82% |
| 15 yr refi | 3.20% |
NEW YORK (CNNMoney.com) -- Home mortgage rates were mixed this week, with the average 30-year ticking higher, according to a report released Thursday.
The average 30-year fixed mortgage rate jumped to 5.24%, up from 5.21% the previous week, according to Bankrate.com's weekly national survey.
Even with the increase, rates remain at historic lows, the report said. Rates have plunged since late October, when 30-year fixed home mortgage rates averaged 6.77%.
"The economy remains very weak, and those concerns are balancing out the worries investors have about the amount of government debt issuance," the report said, because mortgage rates are closely tied to long-term Treasurys.
"The prospect of ongoing purchases of government and mortgage-backed debt, as well as the possibility that the Fed could increase the pace of those purchases should conditions warrant, will help keep a lid on rates for the balance of 2009," the report added.
Six months ago, the average 30-year fixed mortgage rate was 6.33%, meaning a $200,000 loan would have carried a monthly payment of $1,241.86.
With the average rate now at 5.24%, the monthly payment for the same size loan would be $1,103.17, meaning homeowners who refinance now would save $138 per month.
Other rates: The average 15-year fixed rate mortgage fell to 4.74% from 4.76% the week prior.
The average jumbo 30-year fixed rate fell to 6.37%.
Adjustable rate mortgages were also mixed, the report said, with the average 1-year ARM falling to 4.94% while the 5-year ARM increased to 4.96%. 
