(Money Magazine) -- Travel on the continent is less expensive than it has been in several years, thanks to the euro's recent 15% plunge against the dollar.
But several major banks just raised foreign ATM and transaction fees for credit cards.
These strategies can help you minimize the dollars lost in translation.
For cash: Foreign ATM fees are brutal -- often $3 to $5 plus a 3% "conversion charge" on the amount you withdraw.
Even so, you'll wind up losing less by getting money from an ATM rather than exchanging currency at the airport or carrying traveler's checks, says Ed Perkins of SmarterTravel.com.
Look for an ATM that's affiliated with your bank, which will probably cut out the $3 to $5 withdrawal fee.
For credit: Most credit cards charge a 3% foreign-transaction fee; American Express tacks on 2.7%.
The only way to avoid paying it is to get a low-fee card. Capital One offers the best deal: no fees for foreign credit card purchases or ATM withdrawals. Credit unions and niche banks often levy lower fees, such as USAA at 1%. Search for more options at cardweb.com.
Do you have an 800-plus credit score? Or have you pulled your score up past 700 after a financial setback? If you'd like to talk about it for an upcoming issue of MONEY magazine, send your name, age, phone number and a few details about your story to email@example.com.
|Overnight Avg Rate||Latest||Change||Last Week|
|30 yr fixed||3.95%||4.01%|
|15 yr fixed||3.10%||3.12%|
|30 yr refi||3.97%||4.04%|
|15 yr refi||3.14%||3.15%|
Today's featured rates:
"This is my worse nightmare," wrote the CEO of AsiaAir after Flight 8501 went missing on Sunday. More
According to data from Google Trends and GrubHub, Chinese food remains the most popular type of food order on Christmas. More
With rents expected to continue to rise faster than incomes, many Millennials may finally start looking to buy homes next year. What they will find are much more favorable conditions. Here's what to expect in 2015's housing market. More