(Money Magazine) -- Airfare and lodging prices are set to rise by double digits in the next year. Get the most for your money.
Go all-inclusive. Packages that bundle airfare, hotel, transportation, and guides used to be the province of cookie-cutter chain resorts like Sandals. Since the recession, even high-end spots have begun offering them. Bonus: Packages can be hundreds of dollars cheaper than if you'd bought everything separately, says Anne Banas of SmarterTravel.com. Find them at pleasantholidays.com and go-today.com.
Time it takes: A half-hour if you have a destination in mind
How much it costs: Example: $1,900 for a five-night all-inclusive vacation for two in Dublin (flying from New York)
Forget the hotel. Frugal types already know which web sites to scour for low airfares (kayak.com, priceline.com), as well as money-saving strategies such as traveling in the off-season. But to slash the biggest chunk of the typical vacation budget -- the lodging -- rent an apartment or house. Because you'll have access to a kitchen, you'll also save on some meals.
Time it takes: A few hours.
How much it costs: See three price examples below.
Call a top travel agent. For complicated trips such as a guided African safari, experienced agents can be worth every penny they charge. They'll recommend the most appropriate itineraries for your family, handle all the logistics, take measures to ensure your safety, and be available to fix any snafus such as canceled flights. Find an agent at concierge.com, which lists the best in the industry by specialty (adventure travel, family trips, and the like).
Time it takes: A couple of hours, all told.
|What we want Apple to unveil at WWDC|
|Millennials squeezed out of buying a home|
|7 traits the rich have in common|
|Big Data knows you're sick, tired and depressed|
|Your car is a giant computer - and it can be hacked|
Carlos Rodriguez is trying to rid himself of $15,000 in credit card debt, while paying his mortgage and saving for his son's college education.
Susan Carson and Laura DeLallo make $225,000 and have half a million in retirement savings, but their sprawling portfolios is proving hard to manage.
|Overnight Avg Rate||Latest||Change||Last Week|
|30 yr fixed||3.66%||3.65%|
|15 yr fixed||2.77%||2.78%|
|30 yr refi||3.67%||3.71%|
|15 yr refi||2.80%||2.83%|
Today's featured rates: