A majority of those surveyed said they now have less debt and feel better prepared for retirement than they did before the crisis. Many have also boosted their emergency funds and contribution rates to their workplace savings plans, individual retirement accounts and health savings accounts.
In fact, Fidelity customers have increased their annual IRA contributions by almost 15% compared with 2007, said Ken Hevert, vice president of retirement products at Fidelity Investments.
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Nearly 80% of those who took steps to take better control of their finances and retirement futures called them "permanent."
"It's been a gradual progression since the financial crisis, but it's encouraging to see investors have a plan to stick with the positive changes they've made," said Hevert. "They understand the importance of being prepared for the unexpected."