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From the merely annoying to the budget-busters, here's what to watch out for in travel, banking, credit cards, real estate, investments and more.
5. Overpacking
Travel
5. Overpacking
What it is Check a third bag or surpass the 50-pounds-a-bag limit, and you'll pay.

What's so bad Just when you're being forced to check more luggage, the airlines are cracking down on weight.

Ouch! An extra bag can cost you as much as $185 at American, $180 at Continental. Overweight-bag fees hit $100 at Delta. At Virgin Atlantic, you'll be charged $50-$200 (depending on your ticket price).

What you can do Distribute your stuff among your bags evenly (two 49- pound bags are okay). FedEx your luggage.

Air travel

Air travel

Air travel

Air travel

Air travel

Car rental

Car rental

Hotels

Phones

Shopping

Closing costs

Title insurance

Mortgage

ATMs

Checking

Deposit

Credit cards

Credit cards

Mutual funds

Annuities

Brokerage

529s
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