From the merely annoying to the budget-busters, here's what to watch out for in travel, banking, credit cards, real estate, investments and more.
8-12: Hotel fees
Travel
8-12: Hotel fees
Most travelers know that the mini-bar is nothing but a fee trap. But a $6 Snickers bar is a sweet deal compared with a $30 resort fee. The hotel industry raked in $1.6 billion in fees in 2006, according to PricewaterhouseCoopers.

Yet predicting what you'll pay can be hard because chains often don't have an across-the-board fee policy. "You could be in the same city, in a different hotel of the same brand, and still pay different fees," says Bjorn Hanson of PricewaterhouseCoopers.

Your best defense? Ask about extra charges before you book. You'll have the most leverage before you promise a hotel your business. Among the biggest outrages in PricewaterhouseCoopers' latest survey:

8. Internet connection fee $9.95 a day. Mid-price hotels tend to offer free Net access to lure business travelers. High-end hotels are more likely to levy this one.

9. Resort fee $10 to $30. You might be charged this even if you never dip a toe in the pool or break a sweat on the treadmill.

10. Automatic gratuities Just in case you neglect to tip the bellboy or maid

11. Package delivery fees $5 for the hotel to accept a FedEx package for you

12. Mini-bar restocking $10 on top of what you pay for the junk food and liquor

Air travel

Air travel

Air travel

Air travel

Air travel

Car rental

Car rental

Hotels

Phones

Shopping

Closing costs

Title insurance

Mortgage

ATMs

Checking

Deposit

Credit cards

Credit cards

Mutual funds

Annuities

Brokerage

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Market indexes are shown in real time, except for the DJIA, which is delayed by two minutes. All times are ET. Disclaimer LIBOR Warning: Neither BBA Enterprises Limited, nor the BBA LIBOR Contributor Banks, nor Reuters, can be held liable for any irregularity or inaccuracy of BBA LIBOR. Disclaimer. Morningstar: © 2014 Morningstar, Inc. All Rights Reserved. Disclaimer The Dow Jones IndexesSM are proprietary to and distributed by Dow Jones & Company, Inc. and have been licensed for use. All content of the Dow Jones IndexesSM © 2014 is proprietary to Dow Jones & Company, Inc. Chicago Mercantile Association. The market data is the property of Chicago Mercantile Exchange Inc. and its licensors. All rights reserved. FactSet Research Systems Inc. 2014. All rights reserved. Most stock quote data provided by BATS.