From the merely annoying to the budget-busters, here's what to watch out for in travel, banking, credit cards, real estate, investments and more.
13-17: Phone surcharges
13-17: Phone surcharges
The good news: In 2006 the government ended a 3% tax on long-distance service, and you can claim a credit for back fees on your tax return this year. The bad news: For the most part, you're stuck with the rest, like these outrages identified by the Telecommunications Research and Action Center, a Washington, D.C. consumer group:

13. Carrier cost recovery fee: You pay an extra $1.25 (at MCI/Verizon) to $1.99 (AT&T) any month you make a state-to-state or international long-distance call.

14. AT&T's tax-related surcharge: A percentage of your total state-to-state and international charges. You could pay 0.7% of your calls or up to $1.99 a month, depending on your plan.

15. Property tax surcharge: Subscribers on old MCI plans pay an extra fee of 2.5% on state-to-state and international charges.

What you can do Cut off any phone lines you aren't using. You'll pay many of these fees on your wireless plan too, but at least you won't pay twice.

Of course, your wireless plan has two outrageous fees you likely can't avoid:
16. Activation fee: $35 for a new plan
17. Cancellation penalty: $175 to $200 for getting out early

Air travel

Air travel

Air travel

Air travel

Air travel

Car rental

Car rental

Hotels

Phones

Shopping

Closing costs

Title insurance

Mortgage

ATMs

Checking

Deposit

Credit cards

Credit cards

Mutual funds

Annuities

Brokerage

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Market indexes are shown in real time, except for the DJIA, which is delayed by two minutes. All times are ET. Disclaimer LIBOR Warning: Neither BBA Enterprises Limited, nor the BBA LIBOR Contributor Banks, nor Reuters, can be held liable for any irregularity or inaccuracy of BBA LIBOR. Disclaimer. Morningstar: © 2014 Morningstar, Inc. All Rights Reserved. Disclaimer The Dow Jones IndexesSM are proprietary to and distributed by Dow Jones & Company, Inc. and have been licensed for use. All content of the Dow Jones IndexesSM © 2014 is proprietary to Dow Jones & Company, Inc. Chicago Mercantile Association. The market data is the property of Chicago Mercantile Exchange Inc. and its licensors. All rights reserved. FactSet Research Systems Inc. 2014. All rights reserved. Most stock quote data provided by BATS.
Market indexes are shown in real time, except for the DJIA, which is delayed by two minutes. All times are ET. Disclaimer LIBOR Warning: Neither BBA Enterprises Limited, nor the BBA LIBOR Contributor Banks, nor Reuters, can be held liable for any irregularity or inaccuracy of BBA LIBOR. Disclaimer. Morningstar: © 2014 Morningstar, Inc. All Rights Reserved. Disclaimer The Dow Jones IndexesSM are proprietary to and distributed by Dow Jones & Company, Inc. and have been licensed for use. All content of the Dow Jones IndexesSM © 2014 is proprietary to Dow Jones & Company, Inc. Chicago Mercantile Association. The market data is the property of Chicago Mercantile Exchange Inc. and its licensors. All rights reserved. FactSet Research Systems Inc. 2014. All rights reserved. Most stock quote data provided by BATS.