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Where to put $5,000 now

What would you do with a million bucks? That's easy. But what about five grand? With a handful of broad goals in mind, here are Money Magazine's picks.

Best 12-month return (riskiest):<br>2,500 shares, Cygne Designs
52-week high: $5
52-week low: $1.78
Goal: Building wealth
Best 12-month return (riskiest):
2,500 shares, Cygne Designs
Finance professor Moshe Milevsky says winning stock-picking games comes down to choosing mercurial, low-priced shares that bounce around a lot and move counter to the market at large.

Money Magazine found a stock that matches his criteria in Cygne Designs, a maker of Hippie brand jeans.

But remember: If you're saving for retirement or any long-term goal, you want reliable returns over decades. A stock like Cygne can drop just as quickly as it goes up.

Be prepared for wild swings.
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