Rate: Introductory APR of 0 percent for one year, then a 10.99 percent variable rate
This card, formerly known as the Discover Platinum Card, offers decent cash rewards at a not-too-scary interest rate.Earn 5 percent cash back on purchases of items at major retailers. The retailers, and the types of items eligible, change four times a year.
Other purchases will snag you 1 percent after you've charged $3,000.
