Rate: Introductory APR of 0 percent for one year, then a 10.99 percent variable rateLet's face it: Trying to actually use the miles racked up on some airline cards can be an exercise in frustration (Can you say "blackout dates?").
Discover's Miles card simplifies things a bit, allowing you to book your travel on any airline, at any time, with no blackouts or restrictions.
You earn one mile for every dollar you spend, plus up to 12,000 bonus miles in your first year. If you don't wind up flying somewhere, you can redeem your miles in the form of a gift card from one of Discover's many retail partners.