4 steps to starting your own business

Get as much of your new business as you can set up while you're still collecting a regular paycheck. You want to exit your job with a business plan in hand - you can pick up the basics at sba.gov or by reading gobignetwork.com, where entrepreneurs discuss business plans (check the Getting Started forum). Or you can hire an adviser for $2,500 or more. To refine your pitch, meet with investors, even if you don't need their money right away. If you're launching a business in an entirely new field, consider taking a part-time job in that industry first.