Save or splurge: The bedroom

To get the most for your money, you need to know two things: when the good stuff is worth paying extra for and when the economy choice is plenty good enough.

Wamsutta luxury comforter | $100<br>at Bed Bath & Beyond
Comforter
Wamsutta luxury comforter | $100
at Bed Bath & Beyond
Save or spend: Save
Save on the overblanket, which isn't in constant contact with your skin, to make up for the splurge on sheets.

A basic polyester-filled comforter or coverlet like this from Wamsutta will keep you warm in any ordinary bedroom, says Linwood Wright of the National Textile Association.

Headboard

Mattress

Sheets

Comforter
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Most stock quote data provided by BATS. Market indices are shown in real time, except for the DJIA, which is delayed by two minutes. All times are ET. Disclaimer. Morningstar: © 2018 Morningstar, Inc. All Rights Reserved. Factset: FactSet Research Systems Inc. 2018. All rights reserved. Chicago Mercantile Association: Certain market data is the property of Chicago Mercantile Exchange Inc. and its licensors. All rights reserved. Dow Jones: The Dow Jones branded indices are proprietary to and are calculated, distributed and marketed by DJI Opco, a subsidiary of S&P Dow Jones Indices LLC and have been licensed for use to S&P Opco, LLC and CNN. Standard & Poor's and S&P are registered trademarks of Standard & Poor's Financial Services LLC and Dow Jones is a registered trademark of Dow Jones Trademark Holdings LLC. All content of the Dow Jones branded indices © S&P Dow Jones Indices LLC 2018 and/or its affiliates.