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Save or splurge: The bedroom

To get the most for your money, you need to know two things: when the good stuff is worth paying extra for and when the economy choice is plenty good enough.

Wamsutta luxury comforter | $100<br>at Bed Bath & Beyond
Comforter
Wamsutta luxury comforter | $100
at Bed Bath & Beyond
Save or spend: Save
Save on the overblanket, which isn't in constant contact with your skin, to make up for the splurge on sheets.

A basic polyester-filled comforter or coverlet like this from Wamsutta will keep you warm in any ordinary bedroom, says Linwood Wright of the National Textile Association.

Headboard

Mattress

Sheets

Comforter
Wardrobe How to look like a million bucks without breaking the bank. (more)
The office If you're going to take your work home, shell out for a decent seat. (more)
Leisure stuff Don't handicap your wallet by paying too much for the latest gear. (more)
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