Do you have the right investments?

The answer has nothing to do with finding the single perfect stock or mutual fund. The key is changing your idea of what the 'right' investment really is.

Are you holding the line on fees?
Are you holding the line on fees?
You can't predict investment returns, but you can predict how much you'll lose to high fees. That's why you should stick to funds with low annual expenses. There are no guarantees, of course, but funds with lower costs tend to outperform peers that operate with the drag of higher fees.

Look up how much the funds you own (or want to buy) charge by punching in the fund ticker in the Get-Quotes box above. As a general guideline, you shouldn't be paying more than 1% a year for a U.S. diversified stock fund or 0.80% for a bond fund.

You can easily reap this low-fee advantage by investing in index funds. Most charge less than half of the 1% to 1.5% that's common for regular mutual funds, and some charge as little as 0.07% a year - just $7 a year for a $10,000 investment.
Asset Allocation Fees Avoid hot stocks Rebalance
You are if you can say yes to these four questions about your investing and money-management habits. (more)
Market indexes are shown in real time, except for the DJIA, which is delayed by two minutes. All times are ET. Disclaimer LIBOR Warning: Neither BBA Enterprises Limited, nor the BBA LIBOR Contributor Banks, nor Reuters, can be held liable for any irregularity or inaccuracy of BBA LIBOR. Disclaimer. Morningstar: © 2014 Morningstar, Inc. All Rights Reserved. Disclaimer The Dow Jones IndexesSM are proprietary to and distributed by Dow Jones & Company, Inc. and have been licensed for use. All content of the Dow Jones IndexesSM © 2014 is proprietary to Dow Jones & Company, Inc. Chicago Mercantile Association. The market data is the property of Chicago Mercantile Exchange Inc. and its licensors. All rights reserved. FactSet Research Systems Inc. 2014. All rights reserved. Most stock quote data provided by BATS.
Market indexes are shown in real time, except for the DJIA, which is delayed by two minutes. All times are ET. Disclaimer LIBOR Warning: Neither BBA Enterprises Limited, nor the BBA LIBOR Contributor Banks, nor Reuters, can be held liable for any irregularity or inaccuracy of BBA LIBOR. Disclaimer. Morningstar: © 2014 Morningstar, Inc. All Rights Reserved. Disclaimer The Dow Jones IndexesSM are proprietary to and distributed by Dow Jones & Company, Inc. and have been licensed for use. All content of the Dow Jones IndexesSM © 2014 is proprietary to Dow Jones & Company, Inc. Chicago Mercantile Association. The market data is the property of Chicago Mercantile Exchange Inc. and its licensors. All rights reserved. FactSet Research Systems Inc. 2014. All rights reserved. Most stock quote data provided by BATS.