Where the growth is - and isn't

Of the 100 biggest housing markets by population, there are still plenty slated to show price gains from April 2007 to April 2008. Here are the top 5 and the bottom 5. Forecasts by Fiserv Lending Solutions.

Phoenix, Arizona
Phoenix, Arizona
12-month forecast: - 5.5%

Median home price: $271,000
Median mortgage loan as a percentage of income: 26%
Five year price change: 103.8%
Worst one-year decline: -6.0%
Year of worst decline: '81-'82