Research systems analyst, 35, New Brunswick, N.J.
I saw this coming a few years ago. I live in a car-dependent suburban area of New Jersey, but I've structured my life so that I don't have to drive very much.
If I need to to go NYC, I can walk to a train station. My commute is currently 6 miles round trip, and after I move into my new townhouse, it'll be 25 miles round trip, and I will be a short drive from NYC trains.
Daily gas costs will still only be $4-$5 a day, and I'm fine even if gas hits $15 a gallon. Granted, if gas hits $15 a gallon, I might not have a job to go to, but the point is this: I said no to a big SUV and a big house in the exurbs. NEXT: Mary Haldeman: Diesel pains