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You earn one point for every dollar charged, plus a point for every three miles you fly - and for every three miles a companion flies if you bought the ticket. (Pay $75 a year for elite status to earn one point per mile; there's no fee otherwise.) Redeem points for plane tickets on any airline; you won't face blackout dates and restricted seats. The rate starts at 10.24%.



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Last updated May 14 2008: 4:17 PM ET