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Best checking account
Best checking account
Schwab's High Yield Investor Checking
866-232-9890

It offers a 2.3% yield, miles above the national checking average of 0.2%; automatically reimburses all ATM fees worldwide; requires no minimum balance; provides stamped envelopes for deposits; and offers unlimited check-writing and free online bill paying.

What's not to like? Though you'll be required to open a brokerage account, you need not use it (and won't be charged fees).

- Carolyn Bigda

NEXT: Best money book of the year

Last updated April 15 2008: 3:50 PM ET