18 ways to beat inflation

13 of 15

Medical costs - Don't pay taxes you don't have to

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If you have a qualifying high-deductible health plan, make sure to contribute to a health savings account to fund your current and future medical bills.

If you have a traditional plan and your employer offers a flexible spending account, sign up. It lets you use untaxed salary to pay for many out-of-pocket health expenses.

Potential savings: About $280 for every $1,000 set aside

NEXT: Medical costs - Don't be afraid to haggle

Last updated June 13 2008: 10:48 AM ET

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