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An APR of 11% or less on purchases
The box will also say whether there's an introductory rate and how long it'll last. Today's average APR is 11.32%; with a credit score of 720, you should get 10% or less.
Note: Most APRs are variable, meaning they change with the prime rate.
NEXT: Low rates on other loans
Last updated July 30 2008: 7:37 AM ET
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