6 of 7
BACK NEXT
No annual fee
The Schumer Box will tell you what you'll pay each year for the privilege of being a cardholder. About two-thirds of cards don't charge an annual fee, according to a 2007 survey by Consumer Action.

The ones that do are typically airline or cashback rewards cards, but these also tend to come with high interest rates. Pay a fee only if you'll earn enough rewards to cover it and you don't carry a balance.

NEXT: What's not in the box

Last updated July 30 2008: 7:37 AM ET
More Galleries
Meet four kings of Alibaba's online retail empire Alibaba's shopping sites account for 80% of online retail in China. Meet four successful merchants. More
Cities where home prices are hitting new highs While home values nationwide are still down 13.5% from their pre-housing bust peaks, prices in these major housing markets have recovered -- and then some, according to Zillow. More
Cool cars from the Beijing Auto Show Here are some of the cars the world's automakers have unveiled this week for Chinese buyers. More

Special Offer
Market indexes are shown in real time, except for the DJIA, which is delayed by two minutes. All times are ET. Disclaimer LIBOR Warning: Neither BBA Enterprises Limited, nor the BBA LIBOR Contributor Banks, nor Reuters, can be held liable for any irregularity or inaccuracy of BBA LIBOR. Disclaimer. Morningstar: © 2014 Morningstar, Inc. All Rights Reserved. Disclaimer The Dow Jones IndexesSM are proprietary to and distributed by Dow Jones & Company, Inc. and have been licensed for use. All content of the Dow Jones IndexesSM © 2014 is proprietary to Dow Jones & Company, Inc. Chicago Mercantile Association. The market data is the property of Chicago Mercantile Exchange Inc. and its licensors. All rights reserved. FactSet Research Systems Inc. 2014. All rights reserved. Most stock quote data provided by BATS.