Our Terms of Service and Privacy Policy have changed.

By continuing to use this site, you are agreeing to the new Privacy Policy and Terms of Service.

6 of 7
BACK NEXT
No annual fee
The Schumer Box will tell you what you'll pay each year for the privilege of being a cardholder. About two-thirds of cards don't charge an annual fee, according to a 2007 survey by Consumer Action.

The ones that do are typically airline or cashback rewards cards, but these also tend to come with high interest rates. Pay a fee only if you'll earn enough rewards to cover it and you don't carry a balance.

NEXT: What's not in the box

Last updated July 30 2008: 7:37 AM ET
More Galleries
'Spotlight' is just the latest edition of newspaper movies Here's a list of the best newspaper movies. More
Most valuable car collection ever auctioned In total, the 'Pinnacle Portfolio' is the most valuable group of cars from one collection ever sold in a single auction. More
This is how far robots have come since the 1930s Are robots catching up to humans? Yes. Should we be scared? Find out! More

Special Offer