Since 2001, I have graduated college (at the age of 43) and tripled my salary as a result. But no matter what I do, it seems like I'm never able to have some "cushion" in my budget. I don't even have to make the car or house payments - not even the electric bill. But yet, it seems like the more I make, the more things cost.
I really feel bad for those that have had to live paycheck to paycheck. I used to have to pay my bills in the order that they were going to get cut off. (This was in the 80's). I am grateful that I at least have a job and a good paying job with benefits, and that we'll be able to send our daughter to college.