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Consumer lending
Consumer lending
Chrysler: Chrysler Financial is gradually being absorbed by GMAC. It is still providing loans to retail customers, but isn't doing any leasing or dealer financing.
Grade: D

Ford: Ford Motor still owns 100% of Ford Credit, which makes loans to customers and dealers. It is doing less leasing than it used to, but still more than Chrysler or GMAC.
Grade: B

General Motors: GMAC, once GM's crown jewel, has gotten a second government bailout, but still needs additional capital, which won't come cheap. The government will own at least 35% of GMAC, becoming its dominant shareholder. Meanwhile, GMAC isn't financing any leases.
Grade: D

NEXT: Dealers

Last updated May 22 2009: 1:50 PM ET
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