Best simple money moves

Using these strategies, products, and resources can help you save a bundle in the long term.

10 of 10

Best retirement strategy that hardly anyone uses

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Buy a longevity annuity: It's inexpensive protection against the nightmare that your money runs out before you do. Unlike other annuities, this one doesn't start paying until you're much older - but you'll get a higher payout than you would from an immediate annuity and, over time, more than if you had invested the original sum on your own. For further information, go to our Ultimate Guide to Retirement --George Mannes

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Last updated April 17 2009: 8:32 AM ET

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