Best simple money moves

Using these strategies, products, and resources can help you save a bundle in the long term.

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Best time to transfer assets to heirs
Right now. Many assets (stocks, real estate) have fallen in value. So giving them now - as opposed to later, when their value has, one hopes, recovered - lowers your potential estate and gift tax burden. --George Mannes

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Last updated April 17 2009: 8:32 AM ET
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