Cut your spending by $500 a month
In today's tight economy, who doesn't want to free up some cash? Trim the fat but not the fun from your budget - here's how.

Sometimes you have to spend a little to save more. These upfront outlays can yield big payoffs.
Get carded. Nab discounts by paying a membership fee at businesses you frequent. A $25 Starbucks Gold card will earn you a 10% break on lattes and pastries (worth the price if you spend at least $21 a month), plus two free hours of Wi-Fi a day.
Buy the book. Discount coupon books like The Entertainment Book may seem cheesy, but for $10 you can get discounts of 10% or more at restaurants, theaters, and other venues in your area, along with other freebies. Or go online for discounts at entertainment.com and restaurant.com.
Drive a bargain. A $73 annual membership in AAA doesn't just buy you maps and a free tow when you need one. You'll also qualify for hundreds of discounts, and not all of them involve travel: 6% from Dell, for example, and 10% from Target.com.
NEXT: Tip judiciously
-

Groceries -

Car -

Shoes -

Twitter -

Timing -

Stretching -

Commuting -

Gas -

Printers -

Generics -

Work out -

College -

Camp -

Prescript... -

Pills -

Childcare -

Pets -

Health risk -

Phone bills -

Coupons -

Assistance -

Taxes -

Shopping -

Spending -

Convenience -

Happiness -

Indulgences -

Temptations -

Fees -

529 plans -

Interest ... -

Investments -

Car insur... -

Banks -

Overdrafts -

Life insu... -

ATM fees -

Cash -

Web tools -

Home -

Energy -

Lawn -

Mortgage -

Tools -

House -

Renovations -

Appliances -

Home insu... -

Sample sa... -

Home goods -

Clothing -

Designers -

Fun -

Food -

Gardening -

Champagne -

Sports -

TV -

Books -

Music -

Club cards -

Tipping -

Vacations
Last updated August 17 2009: 9:37 AM ET
Note: Assumes 12 Starbucks drinks ($4 each); one free concert a year, restaurant/mo. through Entertainment Book for Cleveland; 10% off on $700 seven-night hotel stay; 30% off on four theme park tickets; $20 off at Target.com; minus membership fees.

