Low interest rates and the recent stock market surge make this a challenging time to find the best places for your extra cash.
Just because the federal government can't seem to focus on what the estate tax should be next year doesn't mean you can ignore your plan. It needs tweaking every five years or so (sooner if your life situation changes). If you use the same attorney who originally wrote your will, health-care proxy, and powers of attorney, updating the whole shebang should cost less than $1,000.
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