What's your goal for 2010?

3 of 4

Savings and credit

• Make money in 2010

Gwen and Adam Rubenstein, with Anderson and Ava

Hometown: Austin

Ages: 32, 32, 2, and 4

Occupation: Stay-at-home mom, seafood broker

The goal: The Rubensteins, who have taken a hard look at how they spend money, are determined to buy less and save more in 2010.

"To increase our savings in this economy, we're eating in more. Our family bond is growing. We are spending time together, not money."

--Adam Rubenstein

NEXT: Job

Last updated November 13 2009: 4:14 PM ET

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