Our Terms of Service and Privacy Policy have changed.

By continuing to use this site, you are agreeing to the new Privacy Policy and Terms of Service.

7 of 9
BACKNEXT
Lisa Marie Cabrera: $0 (employer covers)
Lisa Marie Cabrera: $0 (employer covers)
Lisa Marie Cabrera with her boyfriend, Jason.
Age: 31
Occupation: Account service rep.
Hometown: Rancho Cucamonga, Calif.

I work for a teacher's credit union and am one of the fortunate few where my employer pays my insurance costs every month. I only pay my co-pay and prescriptions through my HMO plan.

Now you may think how lucky I am, but when I go to the eye doctor and I walk out of the office paying $450 dollars just for glasses, I have ask, "What is my insurance paying for?"

My vision insurance only pays for basic frames; if I want a different style then I have to pay the difference. The frames they offered to me were metal, but I have sensitive skin and need plastic frames. Of course, they are more expensive.

The same thing goes for my general doctor visits. I can spend up to $125 just for being sick. My co-pay alone is $25 and prescriptions are $20 each. Still, I am grateful for my benefits and do my best to not get sick. Preventive care and holistic care keeps me out of the doctor's office.

For a year, I didn't have health insurance. I found local clinics that would adjust co-payments based on income. I didn't mind going there, but you could wait up to two hours just to see a doctor -- and that is with an appointment. Also, you didn't have a regular doctor, so you would just see whatever physician was in the office at that time.

My thoughts on universal health care: I would like to see it happen. It will help with the costs that we have here.

NEXT: Kyle James Keller: $100

Last updated May 01 2009: 12:50 PM ET
More Galleries
This Indian university cranks out top-tier tech execs Many graduates from the Indian Institute of Technology have gone on to start and lead global tech companies. Here are a few of the most notable alums. More
Most valuable American car up for auction Carroll Shelby's own very first Shelby Cobra will be sold in August. It's almost certain to be the most valuable American car ever sold. More
Kilts business wants to end "tyranny of trousers" for men Utilikilts founder Steven Villegas wants utility kilts to replace pants as mainstream menswear. More

Special Offer