Our Terms of Service and Privacy Policy have changed.

By continuing to use this site, you are agreeing to the new Privacy Policy and Terms of Service.

4 of 9
BACKNEXT
Laura LeRoy: Retired
Laura LeRoy: Retired
Laura LeRoy, 54, lives in Houston.
What I pay: $450 per month
Deductible: $5,000
Insurer: Aetna

I took an early retirement package from my company in 2005, and I chose to continue with group coverage for $450 a month and a $5,000 deductible. It was the cheapest option, and I only go to the doctor about once a year.

After the downfall on Wall Street, I looked closer at all my expenses and I learned I could get individual health insurance with better coverage for $225 a month. But the agent who's helping me find new health insurance is reluctant to send my application to insurance companies because they might decide I have a preexisting condition, based on a doctor visit I had last year.

What I want fixed: The whole preexisting condition is a huge dilemma in the insurance industry, and it's the biggest kink in the way of moving forward. I don't know whether the government should address this issue through a public option or a marketplace, but I want a plan that gives me a better bang for my buck and assures that I will always be covered.

NEXT: Chris Swenson: COBRA

Last updated October 15 2009: 6:29 PM ET
Email | Print | Share  |  RSS
 
google my aol my msn my yahoo! netvibes
Paste this link into your favorite RSS desktop reader
See all CNNMoney.com RSS FEEDS (close)
More Galleries
15 top-paid CEOs The 15 highest-paid corporate chiefs in America took home nearly $700 million last year -- about $47 million apiece on average. Expedia's Dara Khosrowshahi tops the list -- with $95 million in total pay. David Zaslav, who was no. 1 last year moves down to no. 15 this year. More
Driving Bentley's new SUV Spending an afternoon in Bentley's luxurious new $230,000 SUV. More
Best cars for the super-rich The Robb Report has selected these as the best new cars and SUVs for anyone who doesn't have to worry about how much they spend. More

Special Offer