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Minimize medical bills
Good health is your best insurance against high premiums. So you and your staff should exercise daily, eat right, lost that extra weight and learn to manage stress without a doughnut, cigarette or martini. Severe and chronic stress raises your risk of obesity, heart disease and flu. According to a study by human resources consulting firm Hewitt Associates, it can also double your health-care costs.

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LAST UPDATE: Jan 28 2009 | 9:54 AM ET
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