Even good sites may have certain tools that aren't so hot. Some sites may make you poorer. And sometimes the problem is you.
Don't: Order your credit report from freecreditreport.com.
Yeah, its jingles are catchy. But if you're not careful, this Experian-owned site isn't free at all: It starts with a one-week trial, then automatically signs you up for $14.95-a-month credit monitoring.
Instead: For a report that really is free, go to annualcreditreport.com.
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