15 most hated fees

Stand up to the pesky charges -- from checked-bag costs to retirement plan expenses -- that bug you the most.

12 of 15
BACKNEXT
12. Paying the price when a fund balance dips
What it costs: $

What you're mad about: Most mutual fund companies will charge you if your balance in any single fund dips below a certain minimum, anywhere from $2,000 to $10,000. The bite: $10 to $20 per fund per year. Paying one of these fees got reader Denise Henderson worked up: "I never took money out of that fund, so the only reasons my balance went below the threshold were general market conditions and their management!"

How to fight back: Ask the fund company if there are ways around this charge. At Vanguard, for example, if you agree to sign up for electronic statements, the firm will waive its $20 fee on each fund whose balance dips below $10,000. And some fund companies refrain from charging customers who have sizable accounts. "These fees are an argument for consolidating your investments in a single firm rather than having a lot of little ones," says Christine Benz, director of personal finance for Morningstar.

NEXT: Giving your cash away at the ATM
Last updated June 11 2010: 3:40 PM ET
More Galleries
Our biggest money highs and lows How much money do you need to feel rich? What are your biggest money mistakes? Money magazine surveyed 1,000 Americans for the answers to these and other questions. See how your answers stack up. More
How we feel about our finances Participants in an exclusive Money magazine survey reveal how they feel about their finances. Although the Great Recession may be over, they're not all that confident about their prospects for the long run. More
8 ways to cut your tax bill To keep your tax bill as low as possible this filing season, you need to stay on top of all the ways the rules have changed. More

Special Offer
Market indexes are shown in real time, except for the DJIA, which is delayed by two minutes. All times are ET. Disclaimer LIBOR Warning: Neither BBA Enterprises Limited, nor the BBA LIBOR Contributor Banks, nor Reuters, can be held liable for any irregularity or inaccuracy of BBA LIBOR. Disclaimer. Morningstar: © 2014 Morningstar, Inc. All Rights Reserved. Disclaimer The Dow Jones IndexesSM are proprietary to and distributed by Dow Jones & Company, Inc. and have been licensed for use. All content of the Dow Jones IndexesSM © 2014 is proprietary to Dow Jones & Company, Inc. Chicago Mercantile Association. The market data is the property of Chicago Mercantile Exchange Inc. and its licensors. All rights reserved. FactSet Research Systems Inc. 2014. All rights reserved. Most stock quote data provided by BATS.