15 most hated fees

Stand up to the pesky charges -- from checked-bag costs to retirement plan expenses -- that bug you the most.

13 of 15
BACKNEXT
13. Giving your cash away at the ATM
What it costs: $

What you're mad about: The cost of using an ATM that doesn't belong to your bank just keeps going up and up. You'll pay one charge to your own bank (average: $1.32) and another to the bank whose ATM you're using (average: $2.22). Big banks tend to charge more than smaller ones.

How to fight back: Some major banks, including Bank of America, Chase, and Wells Fargo, have smartphone apps that help you locate ATMs on the go. Use them. Have an iPhone? Download the free ATM Hunter, which finds locations for thousands of banks. If you can't be bothered to go out of your way for the right machine, choose a checking account from an online bank that refunds ATM charges. Charles Schwab stands out: Unlike some other online banks, it doesn't impose a limit on how many fee-free transactions a month you can make.

NEXT: Coughing up to chat with a human being
Last updated June 11 2010: 3:40 PM ET
More Galleries
8 great summer vacation deals Want the perfect summer getaway? MONEY searched for destinations with balmy weather, unique attractions, fun stuff to do, and great deals from four different categories: beach, mountain, culture and city. More
Best ways to catch up on your retirement savings Even the most financially responsible people make a few mistakes or run into obstacles along the way. These tips -- from cutting taxes to selling securities -- can preserve a safe retirement. More
Nearing retirement? Fortify your finances Your financial goals are within reach. Here are tips and tools to make sure you achieve them. More

Special Offer

Most stock quote data provided by BATS. Market indices are shown in real time, except for the DJIA, which is delayed by two minutes. All times are ET. Disclaimer. Morningstar: © 2018 Morningstar, Inc. All Rights Reserved. Factset: FactSet Research Systems Inc. 2018. All rights reserved. Chicago Mercantile Association: Certain market data is the property of Chicago Mercantile Exchange Inc. and its licensors. All rights reserved. Dow Jones: The Dow Jones branded indices are proprietary to and are calculated, distributed and marketed by DJI Opco, a subsidiary of S&P Dow Jones Indices LLC and have been licensed for use to S&P Opco, LLC and CNN. Standard & Poor's and S&P are registered trademarks of Standard & Poor's Financial Services LLC and Dow Jones is a registered trademark of Dow Jones Trademark Holdings LLC. All content of the Dow Jones branded indices © S&P Dow Jones Indices LLC 2018 and/or its affiliates.