Nab the best credit card rewards

As your mailbox can attest, the credit card offer is back. There are lots of promises. Avoid the hype and score the best rewards.

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Don't limit your choices

A slew of cards are touting customization as a way to maximize rewards. Don't be fooled: Most offers to "build your own card" are just filtering systems to get you to choose from a bank's existing stock.

Instead of limiting yourself to one issuer, visit Billshrink.com. Enter factors like your credit range, how much you spend each month, and what types of rewards you prefer (miles vs. cash, say), and the site comes up with the options that best suit your needs.

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Last updated September 13 2010: 11:20 AM ET

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