Nab the best credit card rewards

As your mailbox can attest, the credit card offer is back. There are lots of promises. Avoid the hype and score the best rewards.

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The problem

Junk mail is back. Nearly 1.1 billion credit card offers went out in the second quarter of 2010, up from 419 million a year earlier. Eight out of 10 were for rewards cards -- but a countless number of those pitches aren't as good as they seem.

Here's how to dodge the hype and nab the best card rewards.

By Ismat Sarah Mangla

NEXT: Stick with simple formulas

Last updated September 13 2010: 11:20 AM ET

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