As your mailbox can attest, the credit card offer is back. There are lots of promises. Avoid the hype and score the best rewards.
Junk mail is back. Nearly 1.1 billion credit card offers went out in the second quarter of 2010, up from 419 million a year earlier. Eight out of 10 were for rewards cards -- but a countless number of those pitches aren't as good as they seem.
Here's how to dodge the hype and nab the best card rewards.
NEXT: Stick with simple formulas
Last updated September 13 2010: 11:20 AM ET