What's the perfect credit score?

To ensure the best deal on any loan, aim for 780-plus on your FICO score. But, that's not always possible. Here are the minimum scores recommended by experts for the best rates on loans.

1 of 3
BACKNEXT
Home loan
Home loan

EXPERT SAYS: "There's been a change with mortgage lenders in the past year or so, and higher scores are now required for the best rates because default rates have been going up," says Barry Paperno, consumer operations manager at FICO. "It's entirely doable to have a score as good as 760, but your payment history would have to be really clean and your credit card balances would have to be well below 50%."
NEXT: Auto loan
Last updated August 25 2010: 5:41 PM ET
More Galleries
10 big dot-com flops Remember Pets.com? The Nasdaq is roaring back towards its all-time high. Here are some of the biggest dot-com busts from the last time the Nasdaq topped 5,000. More
The hottest gadgets at Mobile World Congress 2015 Take a look at the devices creating a stir at the world's biggest mobile tech show. More
Star Trek technology that we use today With the death of Leonard Nimoy, the actor who played Star Trek's Spock, we remember his character's legacy: The technology we use every day. More

Special Offer