To ensure the best deal on any loan, aim for 780-plus on your FICO score. But, that's not always possible. Here are the minimum scores recommended by experts for the best rates on loans.
EXPERT SAYS: "If you have a score around 740, you're going to be up for the best rates issuers put out, so you may get that low 11.99% APR being advertised," said Bill Hardekopf, CEO of LowCards.com. "With a score in the 660's, you'll probably get approved, but you're not going to get those low rates since issuers price on risk and your score isn't as pristine."
Last updated August 25 2010: 5:41 PM ET