Our Terms of Service and Privacy Policy have changed.

By continuing to use this site, you are agreeing to the new Privacy Policy and Terms of Service.

800 club: Couples with perfect credit

Meet three couples who have nearly flawless FICO scores -- and learn which of their habits helped them get there.

2 of 3
BACKNEXT
Leland Lim
Leland Lim
Leland Lim, 41, is a physician who lives near San Francisco.
HIS SCORE: 806

HOW THEIR QUEST BEGAN: In 2007, Lim started researching how refinancing his home-equity loan might affect his number -- and got hooked on the credit scoring mystery.

WHAT HE'S LEARNED: To be vigilant. He regularly scans his credit reports for errors, makes sure he doesn't have too many credit cards reporting balances, and stops charging before applying for new loans.

THE PAYOFF: "My wife thinks I'm crazy," Lim says. "But we got great interest rates on our car loans and our HELOC."

NEXT: Chris and Chrissy Peplinski

Last updated August 26 2010: 9:54 AM ET
More Galleries
11 tasty treats to bring back from a business trip Nothing is as crowd-pleasing or pragmatic as edible souvenirs. We've found foodie gifts that are both delicious and distinguished in 11 popular business destinations. More
15 women who founded $1 billion startups Meet 15 women behind some of the world's hottest startups. More
Here are 27 ads Russian trolls bought on Facebook and Instagram The House Intelligence Committee on Wednesday released some of the ads a Russian troll farm purchased on Facebook and Instagram during and after the U.S. presidential election. More

Special Offer