800 club: Couples with perfect credit

Meet three couples who have nearly flawless FICO scores -- and learn which of their habits helped them get there.

1 of 3
BACKNEXT
Dick and Brenda Husemann
Dick and Brenda Husemann
Dick, 66, is a retired Air Force Officer; Brenda, 69, is a retired teacher. They live in Wilmington, N.C.
THEIR SCORE: 818

HOW THEIR QUEST BEGAN: Earlier this year, Dick signed up for a credit-monitoring service after the couple were victims of credit card fraud. "We knew our scores were high," he says. "But this helped us track them."

WHAT THEY'VE LEARNED: To never exceed 10% of their available credit and to zero out their card balances each month. "We pay things off religiously," says Brenda.

THE PAYOFF: A 4.75% rate on their home refi last year, plus bragging rights. "I may not be handsome or smart, but my credit score is higher than most of the population's!" says Dick.


NEXT: Leland Lim
Last updated August 26 2010: 9:54 AM ET
More Galleries
Tech's highest paid women Silicon Valley isn't known for its diversity, but it is home to a handful of highly paid female executives. More
9 reasons to be hopeful about women in tech These startups are working to leverage technology to level the playing field for minorities and women in tech. More
10 best states to retire in Forget Florida. Residents of these states are happy, safe, and have good health care -- all for the right price. More

Special Offer