If your adult child is having financial trouble, find ways to respond that don't compromise your financial well-being -- offer practical advice instead of cash.
Or at least make sure your bases are covered before you offer a dime: "Your retirement savings should be on track and automatic, so you don't accidentally pay your daughter's car insurance instead of making that IRA contribution," says San Diego financial planner Ginita Wall, who's seen it happen.
|Overnight Avg Rate||Latest||Change||Last Week|
|30 yr fixed||3.75%||3.76%|
|15 yr fixed||2.97%||2.96%|
|30 yr refi||3.74%||3.77%|
|15 yr refi||2.98%||2.98%|
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