100 best money moves
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4. Want cash back
Fidelity Investment Rewards American Express
Annual fee: None
Rate: 13.99%
You get: 2% back on every purchase -- most competitors offer 1%, if that -- with no spending minimums and no limits on how much you can earn.
5. [Terms on this card changed after publication of the May 2011 issue ]
6. Are constantly filling your tank
Pentagon Federal Visa Platinum Cash-Back Rewards
Annual fee: None
Rate: 13.99%
You get: 5% cash back on gas purchases and 1% on everything else, with no spending caps or minimums; you start earning rewards right away.
7. Eat out a lot (and travel)
TrueEarnings Card from Costco and American Express
Annual fee: None
Rate: 15.24%
You get: 3% cash back on dining, 3% on gas (on purchases up to $3,000), 2% on travel, and 1% on everything else. (You'll earn rewards shopping anywhere, not just at Costco stores.)
8. Crave free airline flights
Capital One Venture Rewards
Annual fee: $59
Rate: 11.90% to 19.90%
You get: Two airline miles for every dollar you spend (no caps); redeem them on virtually any airline. There are no blackout dates, and the miles never expire. For bonus deals, see website above.
9. Hate paying for hotel stays
Starwood Preferred Guest from American Express
Annual fee: $65
Rate: 15.24%You get: One point for every dollar, redeemable at 1,000 Starwood hotels and resorts worldwide (including chains W, Westin, and Sheraton, plus ritzy properties like the St. Regis).
NEXT: Move 10: Job hunt in strong markets
