While the APR is a relatively high 24.9%, there's no annual fee, no foreign transaction fee, and the card offers 2% cash back on travel purchases and 1% cash back on all other purchases.
You can get that cash back any time, as an account credit or check -- or you can set up automatic redemption. The card also reports to the three major credit bureaus.
"If someone is new to the States, understands how credit works here and knows not to carry a balance, this could help them establish credit and they could get cashback rewards at the same time -- which is rare for a card like this," said Beverly Harzog, credit card expert at Credit.com.
NEXT: Open Sky Secured Visa Card