Making many small purchases on your credit card may lead lenders to lower your credit limit, said Papadimitriou.
Banks see this as risky behavior, because it might give the impression you have no other way of paying for a cup of coffee than to charge it.
On the other hand, a bank may boost your credit limit if it sees that you're spending thousands of dollars on luxury items every month.
"While this isn't the deciding factor, it's just one more thing they look at -- especially when determining whether to give customers a credit line decrease or increase," said Papadimitriou.
These 7 credit cards are the superheroes of the banking world, say industry experts, providing low fees and sane rates to people trying to build or repair their credit. More
|Fox News defends Sean Hannity amid calls for ad boycott|
|Jeffrey Tambor signals he may not return to 'Transparent' after harassment claims|
|Black Friday: Your ultimate holiday shopping guide|
|'Justice League' stumbles at the box office|
|'SNL' takes on Senator -- and former 'SNL' performer -- Al Franken|