Not only are they bad for your health, cigarettes are also a cancer on your budget.

Americans spend $80 billion on cigarettes per year, according to the U.S. Centers for Disease Control and Prevention.

Thurber said many of his clients spend about $70 a week, or $280 a month, on packs of cigarettes.

One client quit smoking after Thurber told him that he would save an extra $320 a month (including the money saved on his health insurance at work). He then used that savings to buy a new car.

If you simply can't ditch the habit, there are cheaper alternatives, like buying in bulk.

Last updated May 18 2011: 5:07 PM ET
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